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Shaping The Future Of Spend Management
For The World

Zaggle builds technology-led Spend Management solutions that automate workflows, improve transparency, and enable efficient business operations.

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About Us

Who We Are

Your support in smarter and efficient spend management.

We, at Zaggle, simplify spend management for businesses of all sizes. Since 2011, we've been empowering organizations to automate payments, expenses, and rewards. It is aimed at making financial workflows smarter, faster, and more efficient. Offering a range of innovative solutions, we help businesses save time, manage budgets, and boost employee satisfaction.

The Power Of Zaggle

#1

Issuer of Prepaid Cards in India

Top 5

Issuer of Business Credit Cards in India

50 M+

Cards Issued

Our Presence

3800+

Corporate Users

3.7M+

Users

50M+

Cards Issued

19

Bank Partners

Mission, Vision & Values

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VISION

Our core values lie in uplifting the customer's experience through simple and efficient products.

MISSION

To build state-of-the-art FinTech solutions workflow and products which would help automate and empower businesses to increase efficiency, accuracy, transparency and productivity and which would eventually help India achieve the goal of becoming a digital economy.

VALUES

  • • Innovation
  • • Empathy
  • • Reliability
  • • Customer Centricity
  • • Security
  • • Transparency
  • • Excellence
  • • Sustainability
  • • Continuous Improvement

Our Journey

2011
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Zaggle Founded

Zaggle was founded, marking the beginning of an innovative journey in financial technology.

2012
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Avinash Godkhindi Joins as CEO

Avinash Godkhindi joined Zaggle as CEO, setting the stage for scale and growth.

2013
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Global Recognition

Zaggle was awarded the Global Prepaid Exchange Award for Startup of the Year and launched the BoMB (Box Office Movie Bonanza) Card.

2014
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100,000 Cards Milestone

Zaggle crossed its first major growth milestone by issuing over 100,000 cards in the market.

2015
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Launch of the Zaggle App

The Zaggle App was launched, expanding loyalty and cashback solutions in the restaurant sector.

2016
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Half a Million Cards Issued

Card issuance crossed 500,000, alongside the introduction of a new logo and expansion into multiple office locations.

2017
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Brand Ambassadors Onboarded

Hardik Pandya and Jasprit Bumrah came on board as brand ambassadors, strengthening Zaggle’s brand presence.

2018
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Revenue Milestone Achieved

Annual revenue surpassed ₹650 million. Click & Pay was acquired, corporate website was launched, and partnerships in the blockchain sector began.

2019
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New Solutions Introduced

Zaggle expanded its portfolio with solutions for engagement, expense management, and prepaid gifting.

2020
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Industry Recognition

Zaggle won the ET BFSI Innovation Award for innovation in financial services.

2021
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Entry into Lending

Zaggle entered the lending segment with EarlySalary, launched the Payroll Card, and partnered with RazorpayX.

2022
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Zoyer Launched

Zoyer was launched, enabling Zaggle to offer fully automated accounts payable solutions and advanced credit card capabilities.

2023
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Listed on NSE and BSE

Zaggle delivered record financial performance, was listed on the NSE and BSE, launched the YES Bank Zaggle Corporate Credit Card, and rolled out the Zatix analytics platform.

2024
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Multiple Honors Received

Zaggle received the Pride of Telangana Award and FinTech Brand of the Year recognition, while also seeing strong enterprise adoption of its spend management solutions, expanding BROME across enterprises, and raising ₹595 crore through a QIP.

2025
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Strategic Expansion

Zaggle launches the Smart Employee Purchase Program, signs Ayush Mhatre as a brand ambassador, and completes strategic acquisitions of Dice, Greenedge, and Rio Money, strengthening Zaggle’s product suite.

Our Clients

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Our Network Partners

Our Leadership

Dr. Raj P Narayanam

Founder and Executive Chairman

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Avinash Ramesh Godkhindi

Managing Director and CEO

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Aravamudan Krishna Kumar

Independent Director

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Abhay Deshpande Raosaheb

Independent Director

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Prerna Tandon

Independent Director

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Arun Vijaykumar Gupta

Non-executive Director

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Aditya Kumar

Chief Financial Officer

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Hari Priya

Company Secretary & Compliance Officer

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Awards & Recognitions

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11th Payments Industry Awards Best Spend Management Award

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5th Edition Businessworld Fintech Brand of the Year

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Businessworld Festival of Fintech, Fintech Brand of the Year

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Global Banking and Finance Review Excellence in Innovation Best Spend Management Software

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Greatest Indian Corporate Communication Great Indian B2B Fintech Brand

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Startup Category Pride of Telangana 2024

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Successpreneur Financial Institution of the Year Award

Transform Your Spend Management System Now

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